Agreement to Terms
By accessing or using the Adjunct Tools website (adjunct.website) and its associated tools and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
Geographic Restrictions
Our tools, including but not limited to the Tax Calculator, are designed based on United States and Canadian tax laws, regulations, and financial systems. The information and calculations provided may not be accurate, applicable, or legal for use in other jurisdictions.
If you access our services from outside North America, you do so at your own risk and are responsible for compliance with local laws.
Description of Services
Adjunct Tools provides free online financial calculators and planning tools, including:
- Tax Calculator - estimates federal and state/provincial tax liability
- Retirement Planning tools (coming soon)
- Legal Resources (coming soon)
Disclaimer of Warranties
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or completeness of information
We do not warrant that:
- The services will be uninterrupted or error-free
- The calculations will be accurate for your specific situation
- The information reflects the most current tax laws or regulations
- The services will meet your specific requirements
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ADJUNCT TOOLS AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
- Loss of profits or revenue
- Loss of data
- Tax penalties or interest
- Incorrect tax filings based on our calculations
- Any other financial losses
You acknowledge that tax calculations are complex and depend on many factors specific to your situation. You should always consult with a qualified tax professional, accountant, or financial advisor before making financial decisions or filing tax returns.
Professional Advice Disclaimer
The tools and information provided on this website:
- Are not a substitute for professional tax, legal, or financial advice
- Should not be relied upon for filing tax returns
- May not account for all deductions, credits, or special circumstances
- May contain errors or become outdated as laws change
We strongly recommend consulting with a licensed Certified Public Accountant (CPA), tax attorney, or other qualified professional for your specific tax and financial needs.
User Responsibilities
By using our services, you agree to:
- Provide accurate information when using our tools
- Use the services only for lawful purposes
- Not attempt to circumvent any security measures
- Not use automated systems to access the services in a manner that exceeds reasonable use
- Verify all calculations with a qualified professional before relying on them
Intellectual Property
All content, design, graphics, and code on this website are the property of Adjunct Tools and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Indemnification
You agree to indemnify, defend, and hold harmless Adjunct Tools and its operators from any claims, damages, losses, or expenses arising from your use of the services or violation of these terms.
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the services after any changes constitutes acceptance of the new terms.
Termination
We reserve the right to terminate or suspend access to our services at any time, without notice, for any reason, including violation of these terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Contact Us
If you have any questions about these Terms of Service, please contact us at: